[组图]10 Tips for Saving Money in College         ★★★ 【字体:
10 Tips for Saving Money in College
作者:佚名    文章来源:howstuffworks.com    点击数:    更新时间:2007-8-28    



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College can be an expensive endeavor, even with scholarships and other kinds of financial aid. It's difficult enough balancing a class schedule -- the thought of balancing a check book, on the other hand, can strike fear into the hearts of even the most studious mathematicians. Everything from textbooks, food, transportation, supplies and entertainment -- these will all cost you money. There's no getting around it. However, there are easy ways to save. Here are several ways to avoid the constant panic of going broke:

Need to save more during college? Here are 10 tips to help keep your bank from breaking
Photo courtesy of Dreamstime
Need to save more during college? Here are 10 tips
to help keep your bank from breaking.


Buying used books is a great way to save, and you can sell them back when the semester is over
Photo courtesy of Dreamstime
Buying used books is a great way
to save, and you can sell them
back when the semester is over.

Buy Textbooks From Used Bookstores

New textbooks from university bookstores can be very expensive. Brand new editions of chemistry books, for instance, can cost as much as $300, and that's not including any lab material. However, you can cut costs on reading materials and not starve. Look around for used bookstores. Most college campuses should have several -- the prices are heavily discounted, and book conditions are usually good. If you have enough time before classes start, check out the Internet for your books. Even with shipping charges, prices can turn out to be cheaper from online bookstores. And don't forget -- some of your friends might have taken a course in the past. Ask around and see if you can borrow from someone.

Seek Alternative Transportation
Instead of driving to class and spending money on gas, parking passes and possible tickets, look into a local bus or subway system. If the system is run by your university, you'll probably be able to ride for free with a student ID. If a transportation system doesn't exist (or the existing one isn't safe or reliable), try to work out class schedules with friends and carpool. If you're close enough, walk or bike to class and get some much-needed exercise.

Choose The Right Meal Plan
Campus meal plans vary depending on the university -- food quality, how often you eat, how much you eat, and location can all factor in. A meal plan can be a good deal, however, so do a little research and see if it's worth it. Grab a brochure; ask meal plan veterans; anything to get a little taste. Some universities offer off-campus meal plans, too. These usually involve deals with food chains, so make sure the plan is appealing to you. If you decide to skip out on a meal plan, it's possible to eat enough and eat healthy on your own budget. Cut out coupons, buy in bulk and sign up for a shopper's discount card. Be creative and plan dinners with roommates and friends instead of going to more expensive restaurants.

Set Up A Student Checking Account
Banks usually cater to college students by offering free checking and savings accounts, allowing you to avoid fees on withdrawals, fund transfers or the minimum amount allowed in the account. Make sure online banking is an option, as this makes it easier to follow your activity. Keep track of your account -- overdrafting will only cost you more in fees. So, do what it takes to stay out of the red as much as possible.

ATMs attract a lot of attention on campuses, but it's possible to avoid unnecessary fees
Photo courtesy of Dreamstime
ATMs attract a lot of attention on campus, but it's possible
to avoid unnecessary fees with a free checking and savings account.


Check out the next page for more tips on saving money in college.

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